Offer Financing in your Website with PayPal Credit

All-in-one Certified eCommerce Solution for PayPal Credit

How does PayPal Credit work?


PayPal Credit is offered as part of other PayPal products, from PayPal Payments Standard, PayPal Checkout and Braintree by Paypal. With 3dcart's Shopping Cart Software integration, PayPal Credit can be displayed automatically in your website with the use of PayPal's Smart Payments Button.

Think of it as a secure, instant and reusable credit line your customers can use at checkout when they pay with their PayPal account and choose PayPal Credit, as long as you have a qualifying PayPal payment product. If they haven't already, your customers can apply during checkout by simply entering their birth date, their income, and the last 4 digits of their Social Security number, then accepting the terms. They'll get a decision in seconds. PayPal Credit is subject to credit approval.

Start accepting Paypal Credit payments with 3dcart, a certified PayPal shopping cart solution that offers Paypal Credit built into PayPal Express, Standard, Payments Pro and Braintree payment processing.

How to get a PayPal Credit account?


Add PayPal Credit to your website by following these steps,

  1. Sign up for a 3dcart Free Trial
  2. Navigate to Settings > Payments > Payment Methods
  3. Verify your email address next to PayPal Checkout.

Questions about Paypal Credit

Are PayPal credit purchases interest free?
PayPal Credit offers interest free purchases if paid during the promotional period, usually 6 months. After the promotional period interest rates apply.
What is PayPal Credit interest rate (APR) ?
PayPal Credit's APR for purchases is in average 25.99%, with a minimum interest charge of $2. For details visit PayPal Credit's website
Can I use Paypal Credit on eBay?
Yes, you can use PayPal Credit everywhere PayPal is accepted, including eBay.
Can I use Paypal Credit on Amazon?
No, Amazon.com doesn't accept PayPal as a form of payment.
What does PayPal Credit "subject to credit approval" mean?
When a consumer decides to apply for PayPal Credit, the information is communicated in real-time with Synchrony Bank, which will look at the purchaser's credit history to determine if the account is approved.
What's PayPal Credit support phone number?
You can contact PayPal Credit's customer service team at 1-866-528-3733.